I don't want to be in the floodplain and have to pay flood insurance. What can I do?

If you want to prove that you are not in the floodplain, you may hire a professional flood zone determination company, which are typically used by lending companies.

You may also apply for a Letter of Map Amendment (LOMA), which is a letter from the Federal Emergency Management Agency (FEMA) stating that an existing structure that was not elevated by fill material would not be inundated by the base flood. Or, you may apply for a Letter of Map Revision based on fill (LOMR-F), which is a letter from FEMA stating that an existing structure or parcel of land that has been elevated by fill would not be inundated by the base flood.

Show All Answers

1. Where is the Floodplain on my property? There is no wash!
2. There is no wash on my property, why am I still in the Floodplain?
3. Why am I in a floodplain and my neighbor is not?
4. Who put my property in the floodplain? How do I get it taken it out?
5. What are the residential structure elevation requirements?
6. What are the minimum erosion or building setback requirements?
7. What is a primary bank?
8. What will happen if I choose to not build in compliance?
9. Can you sell or mail a copy of the Flood Insurance Rate Map (FIRM) to me?
10. If I give you my Tax Parcel Code number over the phone, or come in, can you give me the information right away?
11. Can I have a copy of the Floodplain Regulations?
12. What is an Elevation Certificate, and where do I get one?
13. How do I get a copy of an Elevation Certificate that has already been submitted to the County?
14. I think somebody has done something upstream of my property to cause additional flooding on my property. Can the County figure out why?
15. Why is there so much water on my property? It seems to be increasing. What is happening?
16. I wasn't in Floodzone A when I built my house but I am refinancing and my lending institution says I am now. What happened?
17. I don't want to be in the floodplain and have to pay flood insurance. What can I do?